NPCI recommends fee for UPI transactions over Rs 2,000 via PPIs.

Fee aims to increase banks and payment providers' revenue.

Fee implementation begins on  April 1, 2023.

Fee implementation begins on  April 1, 2023.

Fee only applies to digital  wallets-to-UPI payments.

Fee only applies to digital  wallets-to-UPI payments.

Transactions under Rs 2,000 remain  free of charge.

Transactions under Rs 2,000 remain  free of charge.

Merchants may choose to pass fee  onto consumers.

Merchants may choose to pass fee  onto consumers.

Regular UPI transactions between bank accounts still free.

Regular UPI transactions between bank accounts still free.

Users unlikely to see extra fee in most cases.

Users unlikely to see extra fee in most cases.


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